[an error occurred while processing this directive]
Local 612-200-1495
Consumer Justice Center P.A.
Toll Free 800-556-6752
Don’t Feel Bad, Get Mad. Stand Up to Consumer Abuse.
In This Section

The limits of wage garnishment

When a person is struggling or refusing to pay back certain debts that are owed, it may result in wage garnishment taking place. This is usually a last resort for debt collection efforts, and it typically requires the ruling of a judge in order for it to be possible.

Wage garnishment means that a certain amount will be deducted from your wage before you receive it. Statistics show that wage garnishment in the U.S. is relatively common, with a reported 7.2 percent of employees being subject to some form of wage garnishment.

What are the limits of wage garnishment?

For wage garnishment to take place, the court must issue a Writ of Garnishment. This means that the person in question has forfeited one's assets in the form of future wages, so he or she no longer legally owns them. This lowers one's disposable income.

In order for the person who is subject to wage garnishment to still have a quality of life and be able to afford to live, the amount that can be garnished from a person's salary is limited to 25 percent of one's disposable earnings.

Employees' jobs are protected if they are having their wages garnished due to one debt that they hold. However, their job security is no longer protected if their wages are being garnished because of more than one debt.

If you are concerned about wage garnishment and want to know more about your rights as an employee, you should research the unique rules when it comes to child support, alimony and federal tax debt.

Source: Debt.org, "Garnishment Process," accessed Dec. 15, 2017

No Comments

Leave a comment
Comment Information

Get Answers To Your Questions

Contact the Consumer Justice Center. Tommy Lyons can speak with you in a free initial consultation arranged at 800-556-6752, toll free, or by email from wherever you are in the U.S.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Contact The Consumer Justice Center P.A.

Consumer Justice Center P.A.
367 Commerce Court
Vadnais Heights, MN 55127

Toll Free: 800-556-6752
Phone: 612-200-1495
Fax: 651-704-0907
Vadnais Heights Law Office Map

  • Facebook
  • Google Plus
  • Linkedin
  • Twitter