Local 612-200-1495
Consumer Justice Center P.A.
Toll Free 800-556-6752
Don’t Feel Bad, Get Mad. Stand Up to Consumer Abuse.
In This Section

Is wage garnishment for debt repayment legal?

If you have been receiving reduced pay when you get your pay check, you may notice that certain fees have been taken out of your pay check by debt collection companies. You may be shocked by this and wonder whether it is even a legal practice.

Unfortunately, wage garnishment is a legal process in most cases and is generally a last resort in the debt collection process. It can be a devastating thing to have happen to you, because it means that you have even less control of your income.

Can wage garnishment be used for credit card debts?

When you have not been paying the interest for a credit card, after persistent attempts at collecting the debts, the credit card company will decide to sell off those debts onto a debt collection agency. This third party will then start to contact you regarding the retrieval of the debt.

If this attempt to communicate with you fails, a lawsuit might be filed by the collection agency. If the courts rule that wage garnishment is the only viable option for repayment, then this is how the funds for the debt will be obtained from you.

What should a person do if they are struggling as a result of wage garnishment?

If a person is struggling due to creditor wage garnishment, they may be able to make an appeal. The courts will consider the case if the person is no longer able to earn enough income to support themselves or their family. That person might also want to consider bankruptcy.

If you are struggling as a result if wage garnishment, you should look into all of the options available to you so that you can regain your financial freedom.

Source: Credit Cards, "Wage garnishment for credit card debt," accessed Feb. 09, 2018

No Comments

Leave a comment
Comment Information

Get Answers To Your Questions

Contact the Consumer Justice Center. Tommy Lyons can speak with you in a free initial consultation arranged at 800-556-6752, toll free, or by email from wherever you are in the U.S.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Contact The Consumer Justice Center P.A.

Consumer Justice Center P.A.
367 Commerce Court
Vadnais Heights, MN 55127

Toll Free: 800-556-6752
Phone: 612-200-1495
Fax: 651-704-0907
Vadnais Heights Law Office Map

  • Facebook
  • Linkedin
  • Twitter