It is a widely purported myth that only reckless spenders end up in financial trouble. The truth is that millions of people in America find themselves in debt through no fault of their own. Debts are something that follow you around, and at some point, debt...
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How creditors may violate the Fair Debt Collection Practices Act
We borrow money, intending to make full repayment. However, life sometimes throws a curveball, and we get behind on our bills. When that happens, several businesses will work with you while you get back on your feet. Still, others aren't as accommodating. That's when...
What if a creditor reports inaccurate account information?
Credit reports provide insight into how someone manages their finances and maintains their standard of living. Outside parties ranging from landlords to employers may perform credit checks when deciding whether they want to offer an opportunity to an individual. Those...