If you've ever tried to qualify for a credit card or a personal, car or home loan and have been denied for it, then it likely has something to do at least in part with the negative information contained on your credit report. If you're wondering how long your bad...
You shouldn't have to worry about your car being picked up by the repo agent if you've made timely payments on your car loan. Vehicles sometimes get repossessed even when borrowers pay on time though. While this often happens because of computer glitches or bad...
It doesn't matter if you're surprised to hear from a debt collector or you were expecting the call, nothing changes the fact that you have legal rights that you need to protect. If you don't know what you should and shouldn't do, it's possible that you'll make a...
The Fair Credit Reporting Act (FCRA) is a piece of federal legislation that aims to protect consumers from unethical creditors. It places a high value on transparency. This is one of the reasons why this piece of legislation gives consumers the right to request a free...
When you're in debt, the last thing you need is someone constantly reminding you of your financial situation. Unfortunately, if your account has been sent to debt collection, you can expect some level of interaction with a debt collector. But there's something you...
You were likely tempted by numerous sales this winter holiday season that just wrapped up. While you may be good at deciding between wants versus needs, there are plenty of other individuals that haven't yet mastered making such decisions. Many advertisers invest...
The Federal Communications Commission (FCC) announced on Dec. 9 that emailed faxes aren't illegal under the Telephone Consumer Protection Act (TCPA). A spokesperson for the federal agency gave the FCC's reasoning for reaching such a conclusion when announcing their...
Knowing that you owe someone money might bring up feelings of wanting to get them paid off as soon as possible. When the person you owe is a business or agency and you are unable to pay, you might end up having your account sent to a collection agency. Collection...
Minnesota's attorney general (AG) filed a lawsuit against the maker of the e-cigarette Juul in Hennepin County District Court on Dec. 4. The head attorney for the state argued that the company engaged in negligence, deceptive advertising and consumer fraud in...
A 42-year-old Burnsville man was sentenced to 4.5 years in federal prison by a federal judge in Wisconsin earlier this week. The Minnesota resident had been convicted of running a Ponzi scheme leading up to his sentencing. The U.S. Attorney's Office argued that the...
