Experienced Minnesota Consumer Law Attorney
When consumers in Minnesota fall behind on debt, they risk getting turned over to collections, and they may get numerous calls from debt collectors. Some debt collection agencies make reasonable collection attempts, but others do not. Debt collectors cannot do...
People in Minnesota should be aware of their rights under the Fair Debt Collection Practices Act, or FDCPA. This law regulates practices in the debt collection industry, particularly when it comes to third-party debt collection agencies. This is particularly important...
Every year, hundreds of people in Minnesota are victims of identity theft. If it's not caught in time, identity thieves can drain your bank account, run up your credit cards and tank your credit score. For this reason, it's important to monitor your bank and credit...
Many homeowners in Minnesota receive robocalls, which are autodialed calls, and automatic text messages mostly from telemarketers attempting to sell products or services. The callers usually do not have permission to send these pre-recorded messages. The Telephone...
Buying a product in Minnesota, especially one of considerable value, always carries some risks. You can never ensure the quality of the product that you acquire before purchase. Therefore, it is important that you make sure any product of value is covered by a...
There is little more disheartening than finding out that your car has been repossessed. It is likely that you count on your car for getting to work every day, going grocery shopping, and going out to meet friends. When your car is taken away from you, so is your...
Falling behind on payments can happen for all kinds of reasons. Maybe you got hit really badly with this season's flu and ended up missing work well beyond what your paid leave covers. Perhaps you experienced an accident that resulted in massive medical bills, missed...
Individual credit reports are used for more purposes today than they were only a few decades ago. Credit reports at one time only had an impact on banking and the ability to obtain credit, such as a mortgage, a vehicle loan, a credit card or a personal loan. A poor...
For those who have never gotten convicted of a felony, the question on a job or rental application asking about criminal background checks rarely gets a second glance. These people assume that the background check won't pose any issue to securing a new home....
If you slip behind on any of your bills, there could come a point in the future when you hear from a debt collector. This may start with a letter in the mail, but it could soon move to phone calls at some point. As a consumer, you know that debt collectors have the...
