blog

Buying a product in Minnesota, especially one of considerable value, always carries some risks. You can never ensure the quality of the product that you acquire before purchase. Therefore, it is important that you make sure any product of value is covered by a...

There is little more disheartening than finding out that your car has been repossessed. It is likely that you count on your car for getting to work every day, going grocery shopping, and going out to meet friends. When your car is taken away from you, so is your...

Falling behind on payments can happen for all kinds of reasons. Maybe you got hit really badly with this season's flu and ended up missing work well beyond what your paid leave covers. Perhaps you experienced an accident that resulted in massive medical bills, missed...

Individual credit reports are used for more purposes today than they were only a few decades ago. Credit reports at one time only had an impact on banking and the ability to obtain credit, such as a mortgage, a vehicle loan, a credit card or a personal loan. A poor...

For those who have never gotten convicted of a felony, the question on a job or rental application asking about criminal background checks rarely gets a second glance. These people assume that the background check won't pose any issue to securing a new home....

If you slip behind on any of your bills, there could come a point in the future when you hear from a debt collector. This may start with a letter in the mail, but it could soon move to phone calls at some point. As a consumer, you know that debt collectors have the...

Many aspects of modern life involve people's credit scores and credit reports. Did your car break down and you want to buy or lease a new one? Your credit report will determine if you qualify and how much interest you'll pay. Similarly, if you're ready for a new...

Getting a job has never been more complicated than it is now. Potential employers want to review your credit, your work history, your social media pages and even your criminal background. In addition to a resume, cover letter, references from professional...