Your credit report is a crucial part of your financial picture. Minnesota homebuyers know the value of a good credit rating. A credit score of above 800 is top-tier and means that your credit status is in excellent condition. In times when your financial picture isn’t...
Auto lenders in Minnesota may choose to repossess your car if you fail to make loan payments in a timely manner. Technically, your vehicle can be repossessed if a payment is 31 or more days past due. However, lenders generally won't do so unless your account is at...
If you own a health care practice in Minnesota, you may have heard about a new ruling by the TCPA. The Telephone Consumer Protection Act has been designed to minimize the number of unwanted spam calls that reach phone users on a day-to-day basis. This Act will have an...
Many consumers in Minnesota may be unaware of false information on their credit reports. Credit reports may have a significant impact on your daily life. Whether you are applying for a mortgage, taking out a loan, opening a credit card or even seeking new car...
Someone who discovers their car is no longer in its parking space may assume theft, only to find a repossession occurred. Unfortunately, the actions taken might not follow the law's guidelines. Such incidents could increase as the government notes an increased wave of...
When financial times become tough, making regular payments on cars, motorcycles, consumer electronics, and other items could become challenging. If a Minnesota customer falls behind on payments, the lender may initiate a repossession. Not everyone understands how...
The stress of debt on consumers in Minnesota is enough without getting constantly contacted by third-party debt collectors. The Fair Debt Collection Practices Act passed in 1971 protects you from deceptive and harassing collectors. The collectors have limits on how...
Good credit scores are important to many consumers in Vadnais Heights, Minnesota, because it allows them to get loans. If you are denied a loan, there could be an error on your credit report. Luckily, you have a way to dispute those errors and remove them to fix the...
Minnesota residents who have financial obligations will often receive annoying calls from debt collectors. However, if you have settled through bankruptcy and your debts were discharged, you shouldn’t be receiving such calls. It’s important to know what to do. Can...
It is easy to panic when a debit card is missing because giving your money to a thief would be horrible. However, this won’t happen if you report the stolen card on time. Banking companies must respect the time clients have to report the lost card. However, this is...
