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Consumer Fraud Archives

Staying alert to prevent hard car insurance scams

When you have been involved in an accident, you may already feel that you are out of luck. It can be a very stressful situation to be in and it might also mean that you find it more difficult to make calm and well-thought-out decisions. The following are some examples of ways that innocent drivers can be scammed through their insurance, how to prevent becoming victim to this the of fraud and what to do if you have are an insurance fraud victim.

Common types of fraud to watch out for in Minnesota

Fraud can happen to unsuspecting consumers at any time, anywhere. Therefore, it's important to be aware of the places that fraud most commonly occurs, and the red flags to watch out for in people's behavior. Fraud could take place in a digital environment, or it could occur when you are in the shop of a supposedly reputable company.

What counts as deceptive environmental marketing claims?

As concern about the environment heightens, it is becoming increasingly popular for companies to market themselves as environmentally friendly or as helping the environment in some way. Many companies use this type of marketing to take advantage of the "green dollar": the favorability that consumers have toward green companies. However, unfortunately some marketing campaigns and product information contains misleading information and downright lies.

Cases in which a consumer fraud lawsuit can be filed in Minnesota

Minnesota is one of several states the subscribes to the Uniform Deceptive Trade Practices Act (UDTPA), a federal statute that was first instituted in 1964 and underwent revisions two years later. This law is backed up by Minnesota's Antitrust Law, drafted in 1971. Both make it illegal for businesses to take part in certain illicit trade practices that are either discriminatory or otherwise unfairly restrict trade.

How do I protect myself from unfair debt collection?

Unfair debt collection is a troubling issue throughout the United States, and can cause a great deal of stress and worry among debtors. To try and reduce this problem, there is a law put in place called The Fair Debt Collection Practices Act (FDCPA), which has a large amount of protections and rights for those in debts.

Legal protections for victims of online scams

If you are not so familiar with using the internet, or you are just beginning to get the hang of things, you may come across offers that seem too good to be true. The problem is that they usually are too good to be true. There are many practices on the internet that try to lure people in by offering fantastic deals, prices, jobs or investment opportunities. Many thieves and criminals will use this as a way to try to take your details, possibly including your bank account details. This can lead to very serious financial consequences for you.

Some false advertising pitfalls all small businesses should avoid

Few small businesses can afford an advertising staff that is well versed as to how to market a product or service. Instead, many business owners have to rely on their own efforts to get the word out. It's at a time like this, when they're either stretched thin or venture into unfamiliar territory, that a business owner is most apt to make a poor decision. It's then that they're most vulnerable to get into hot water for false advertising.

Did your insurance company fraudulently deny your claim?

The health insurance industry is fraught with instances of fraud. Sometimes, consumers commit white collar fraud against the insurance companies. Other times, it's the insurance companies committing fraud against the consumers. For example, imagine you receive a $20,000 hernia surgery, and suddenly you find out that your insurance company is only going to pay for half of it, but this goes against your agreement.

Get Answers To Your Questions

Contact the Consumer Justice Center. Tommy Lyons can speak with you in a free initial consultation arranged at 800-556-6752, toll free, or by email from wherever you are in the U.S.

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