Don’t Feel Bad, Get Mad. Stand Up To Consumer Abuse.
Protecting the rights of consumers in Minnesota and nationwide.
If you have lost your car due to a repossession you consider unfair, then you might wonder if there is anything you can do, or if that is the last you will see of the vehicle. Firstly, you need to remember that fair is a subjective term. The lender that took the car...
Are you one of the many plagued by constant robo and other unwanted telephone calls? If so, you may think you have zero options to stop these calls, but that is not the case. In 1991, Congress enacted the Telephone Consumer Protection Act (TCPA) to protect citizens...
There are numerous federal rules that specifically limit the kinds of efforts that businesses can make to collect on different types of debt. Typically, those who pay their debts in full or reach a settlement agreement with a creditor won't have to worry about future...
When you are a candidate for a job or promotion, your prospective or current employer may conduct a background check. They will want to obtain more information about your employment history, credit report, criminal records, driving records, bankruptcy compensation,...
Your credit report is very important because it tracks your financial activity and builds up a history for lenders to consider. They look at your credit score when deciding if they’re going to give you a loan or not. In some cases, this can impact the chances that the...
In its 6-3 decision this week, the U.S. Supreme Court dashed the hopes of millions of Americans struggling with unmanageable student loan debt. The latest SCOTUS ruling now means that those students who would benefit from President Biden’s debt discharge would instead...
Your credit score seems to control a great deal of your life – including things like whether you can rent an apartment, get a car or even secure certain jobs. Understanding how credit reporting agencies function, and what your credit report entails can help you...
Information on customers, such as credit history, is gathered and used by a number of companies. This includes the three main consumer credit agencies: Experian, Equifax, and TransUnion. Credit score ratings vary in value and can either provide a person the...
If you take out a car loan, or if you use your car as collateral on a credit facility, you risk having your car repossessed if you do not make your payments in time. But as with any industry, it is not uncommon to have a few bad apples in the credit industry....
Identity theft can happen in numerous ways, but it most often happens online nowadays. New Internet users are often warned that they need to be wary of having their identity compromised. Someone else could steal their information and pretend to be them – which may...
