Don’t Feel Bad, Get Mad. Stand Up To Consumer Abuse.
Protecting the rights of consumers in Minnesota and nationwide.
Your credit score is issued based on an accumulation of data. Credit reporting companies will look at your borrowing habits and assign you a numerical score based on debt levels, income, past repayment issues, bankruptcy cases and a variety of other factors. Having a...
Did you know what debts can expire? Under Minnesota’s laws, most consumer debt has a statute of limitations of just six years. That means that creditors cannot sue you for the debt unless they take action within six years from the last time an account was used or a...
Deceptive advertising involves misleading or false claims to persuade consumers to purchase products or services. If you find yourself a victim of such tactics, knowing your options to seek redress and prevent further harm is essential. Here, you can learn what to do...
Unwanted telephone calls can be a nuisance on various levels, and the Telephone Consumer Protection Act (TCPA) aims to control them. You may receive several important phone calls per day for work purposes, but unwanted calls block them from getting through. Or, you...
Repossession is a concern for anyone who finances a vehicle purchase. Until they pay off the vehicle loan in full, the lender could reclaim the property as the collateral for the loan. People sometimes wake up in the morning to find their vehicle missing from their...
Financial records can be very revealing and even embarrassing. Most people prefer to keep the details of their financial circumstances private. They don't want random people looking at their exact income or credit card balances. Bad actors could obtain information...
It is estimated that up to one in five people, or 57 million people, suffer from some form of mental health issues. The national household debt in the U.S. currently stands at around $17.3 trillion. Millions of people with mental health issues find themselves in...
Spam robocalls are prohibited by the Federal Trade Commission. However, you have probably received some of these calls yourself. They are very common and they are one of the top complaints that consumers have: They get spam calls from people they don’t know, which...
It is a widely purported myth that only reckless spenders end up in financial trouble. The truth is that millions of people in America find themselves in debt through no fault of their own. Debts are something that follow you around, and at some point, debt...
We borrow money, intending to make full repayment. However, life sometimes throws a curveball, and we get behind on our bills. When that happens, several businesses will work with you while you get back on your feet. Still, others aren't as accommodating. That's when...
