Don’t Feel Bad, Get Mad. Stand Up To Consumer Abuse.
Protecting the rights of consumers in Minnesota and nationwide.
Your credit score seems to control a great deal of your life – including things like whether you can rent an apartment, get a car or even secure certain jobs. Understanding how credit reporting agencies function, and what your credit report entails can help you...
Information on customers, such as credit history, is gathered and used by a number of companies. This includes the three main consumer credit agencies: Experian, Equifax, and TransUnion. Credit score ratings vary in value and can either provide a person the...
If you take out a car loan, or if you use your car as collateral on a credit facility, you risk having your car repossessed if you do not make your payments in time. But as with any industry, it is not uncommon to have a few bad apples in the credit industry....
Identity theft can happen in numerous ways, but it most often happens online nowadays. New Internet users are often warned that they need to be wary of having their identity compromised. Someone else could steal their information and pretend to be them – which may...
When you are a job applicant, especially for a position that requires top-notch trust, such as in a school, hospital or government, the employer will want to know about your history to make an informed decision. Thus, they will conduct a background check. These...
Identity theft is a major concern in an increasingly digital world. Once someone's personal identifying information falls into the hands of those with ill intentions, there could be numerous serious issues that arise. Identity theft often leads to fraudulent debt and...
When faced with financial difficulties and debt, one of the most stressful aspects for many individuals is the potential for debt collectors to contact their family members. Many people are concerned about the embarrassment or stress this might cause their loved ones...
Are you tired of the numerous robocalls you get every day? You’re not alone. In March 2023 alone, Americans received 5.93 billion robocalls, which is approximately 22 spam calls per every person in the U.S. While not all robocalls are designed to take your personal...
Constant harassment from debt collectors is a top source of anxiety for many Americans. The debt combined with abusive collection practices could even lead to a stress disorder. You may know you have rights but are unsure what you can and cannot do when the harassment...
Vehicle loans are a form of secured financing. The car or truck that someone purchases serves as collateral property for the loan. If they default on their payments, the lender can reclaim the vehicle as a means of recouping what the company has invested. In some...
