When you are struggling to pay off your debts and keep up with repayments, it can be one of the most stressful things when you have to deal with abusive debt collectors.
Have you been continuously called or bothered by debt collectors? Has a collector told you that you might be arrested if the debt is not paid? The Fair Debt Collection Practices Act (FDCPA) is in place to stop this kind of behavior. The Act requires that debt collectors not only treat people fairly, it also bans specific types of collection methods.
When was the last time you checked your credit report? Many people do not check their credit reports until they are attempt to get financing and find that credit is either denied or offered at less than favorable terms. Credit reporting errors can have significant consequences. Fortunately there is something you can do about it.