Being the target of fraud is extremely frustrating. You’re outraged that you were wronged, and you want to work hard to protect your rights. The type of fraud that targeted you could have been:
— Identity theft: This is more common than ever with the prevalence of social media and online financial transactions.
— Invasions of privacy: Even if your identity wasn’t stolen, your right to privacy may have been violated. There are laws designed to help, such as the Electronic Funds Transfer Act (EFTA) and the Driver’s Privacy Protection Act.
— Debt collection: On its own, debt collection is not illegal, but it can be done in an illegal fashion. When abusive tactics are used, your rights could be violated under the Fair Debt Collection Practices Act (FDCPA).
— Inaccurate credit reporting: Unfair inaccuracies on your credit report can make it harder to get a loan and they can impact you financially for years to come. If you think your report is inaccurate, you need to know that the Fair Credit Reporting Act (FCRA) was passed to help.
— Issues with background checks: Similarly, inaccuracies and errors that come up during a background check could make it harder to get a job or do many other things, such as join the military or get into college. You don’t want fraudulent information to hold you back.
Do you want to learn more about consumer fraud and the options that you have moving forward? If you do, you should know that our website contains a lot of helpful information and will likely be able to answer the questions that you have.
