Stop Abusive Debt Collection
Debt collectors get away with a lot because most people do not know their rights. Collection calls, threats and repossessions are stressful and have the capacity to disrupt our sleep, well-being and the rest of our lives. There are laws to protect us. You can stop abusive debt collection practices.
Get help from consumer rights attorney Tommy Lyons at Consumer Justice Center P.A. Since 1996, Tommy has been a dedicated advocate for people being bullied by debt collectors throughout Minnesota and Wisconsin.
‘How Do I Know If A Debt Collector Is Crossing The Line?’
While you may feel in your gut that the way you are treated is wrong, it can be difficult to know when a debt collector is crossing the line and breaking the law. In the United States, all consumers are protected by the Fair Debt Collection Practices Act (FDCPA). The FDCPA applies to debt collectors. Debt collectors are companies that attempt to collect money on behalf of creditors. Under the FDCPA, debt collectors are not allowed to use abusive language or unfair practices to collect a debt. To learn more, read our FDCPA page.
Consumers are also provided protections by the Telephone Consumer Protection Act (TCPA), which places restrictions and limitations on when and how debt collectors and telemarketers can communicate with consumers via automated and pre-recorded calls.
Another way that people are frequently abused is by wrongful repossession of a vehicle. This can happen in a few ways to individuals who either fall behind on car payments or whose financing fell through after purchasing a vehicle and signing a conditional sales rider. To learn more, read our Wrongful Repossessions page.
Are You Tired Of Being Abused? You Have More Options Than You Think.
You do not need to tolerate abusive debt collection. Stop debt collectors from beating up on you. Get help from a lawyer at the Consumer Justice Center P.A. today. Call 612-200-1495 in the Twin Cities or toll-free throughout Minnesota and Wisconsin at 800-556-6752. You can also email us online.