Defend Against Unauthorized Bank Fees With An EFTA Claim
In today’s world, the use of debit cards, credit cards and Automated Clearing House (ACH) transfers has protections offered by the Electronic Fund Transfer Act (EFTA). The EFTA mandates that banks and financial institutions must secure your permission before making any transactions involving your accounts. If they fail to obtain this consent, you may be eligible for compensation. If you have experienced unauthorized or undisclosed fees at an ATM, or if your privacy was compromised during an electronic funds transfer, these could be violations of the EFTA.
A skilled consumer lawyer with a strong track record can help safeguard your rights. At Consumer Justice Center P.A., our consumer protection attorneys have committed their careers to defending the rights of individuals like you. We assist clients in Minnesota, Wisconsin, the Upper Midwest and nationwide. Since 1996, our firm has been providing innovative legal solutions and effective advocacy to those affected by consumer fraud issues.
Stand Up To ATM Fee Fraud Through Class Actions
If you encounter undisclosed or unauthorized fees during an ATM transaction, you may have grounds for a class action lawsuit. Through this claim, you could recover bank and attorney fees. Class actions can lead to settlements amounting to 1% of a bank’s net worth. We are staunch advocates for individuals defrauded out of money by the financial entities behind ATMs. Our consumer protection lawyers will explore your options for an ATM fee fraud case.
Challenging Conditional Loan Violations
Some lenders, including payday loan companies, may impose conditions for credit approval. However, they cannot require preauthorized electronic funds transfers as a prerequisite for granting credit. Doing so goes against EFTA regulations. If you were asked to sign an ACH preauthorization before receiving credit, you might have a valid claim against these predatory lenders.
Thinking About An EFTA Claim? Contact Us For A Free Consultation.
Do not let attorney fees deter you; we do not charge anything unless we recover compensation. Our EFTA attorneys offer free consultations to discuss your situation. Please reach out to us at 612-200-1495 or send us an email to schedule your initial consultation. We assist clients nationwide.