Minnesota Consumer Rights Blog

Since the Telephone Consumer Protection Act of 1991, all people with telephones in the United States have been protected from telephone harassment and additional inappropriate behavior relating to personal data.

However, times have changed almost unrecognizably since 1991, and in addition to telephones in the house, we are mostly dependent on smart phones that we keep in our pockets. Whats more, in addition to only making calls on these devices, we also enter our personal information into countless apps that have the ability to invade our privacy in many different ways. Therefore, as consumers in 2018, it is important to know what our rights are to privacy in the digital world.

When a person is applying for a new job, in addition to being subjected to a series of interviews and performance-related tests, it is likely that he or she will also be subjected to background checks.

These background checks are supposed to give an insight into the general character of the potential employee, and they can provide an early warning system that will highlight any red flags that employers might want to know about before they commit to hiring someone.

When you are struggling to pay off your debts and keep up with repayments, it can be one of the most stressful things when you have to deal with abusive debt collectors.

The government recognizes that accumulating debts puts a great strain on individuals and households alike. Therefore. they make sure that consumers are protected against unfair debt collection practices. As a consumer struggling with debts, it is important that you understand your rights so that you can exercise them if you fall victim to debt collector harassment.

One of the most irritating annoyances in these times is spam or sales calls. They always seem to happen at the most inconvenient times; maybe you are trying to relax with your family or get some important work done in the office. They can even occur in the middle of the night, tricking you into believing it's an important call and disrupting your sleep.

Many people do not realize that there is something that can be done about these annoying calls that are seemingly impossible to stop. Although telemarketing itself is not usually illegal, there are certain limits that telemarketing companies must adhere to.