Don’t Feel Bad, Get Mad. Stand Up To Consumer Abuse.
Protecting the rights of consumers in Minnesota and nationwide.
Collection agents and creditors often use telecommunications to collect the money owed to them. Calling a person who owes money can remind them that they have fallen behind and may inspire them to rework their budget. Creditors must comply with rules restricting...
A recent hack has put millions of Americans at risk. According to reports, hackers broke into the records of a company called National Public Data. This is a background check company, so it had extensive information about billions of consumers. The hackers stole this...
Receiving a call or other notice of a collection attempt from a debt collector can be a difficult experience. As a result, some people may be tempted to give a debt collector whatever information they want so they can be done with them. If you’re going through this...
Your credit score is issued based on an accumulation of data. Credit reporting companies will look at your borrowing habits and assign you a numerical score based on debt levels, income, past repayment issues, bankruptcy cases and a variety of other factors. Having a...
Did you know what debts can expire? Under Minnesota’s laws, most consumer debt has a statute of limitations of just six years. That means that creditors cannot sue you for the debt unless they take action within six years from the last time an account was used or a...
Deceptive advertising involves misleading or false claims to persuade consumers to purchase products or services. If you find yourself a victim of such tactics, knowing your options to seek redress and prevent further harm is essential. Here, you can learn what to do...
Unwanted telephone calls can be a nuisance on various levels, and the Telephone Consumer Protection Act (TCPA) aims to control them. You may receive several important phone calls per day for work purposes, but unwanted calls block them from getting through. Or, you...
Repossession is a concern for anyone who finances a vehicle purchase. Until they pay off the vehicle loan in full, the lender could reclaim the property as the collateral for the loan. People sometimes wake up in the morning to find their vehicle missing from their...
Financial records can be very revealing and even embarrassing. Most people prefer to keep the details of their financial circumstances private. They don't want random people looking at their exact income or credit card balances. Bad actors could obtain information...
It is estimated that up to one in five people, or 57 million people, suffer from some form of mental health issues. The national household debt in the U.S. currently stands at around $17.3 trillion. Millions of people with mental health issues find themselves in...
