Minnesota Consumer Rights Blog

When you take out a loan in order to buy an expensive and important purchase such as a car or a truck, you will have a repayment plan that you must stick to in order to keep the vehicle. The small print in the credit agreement will outline the details of under what circumstances the lender is able to repossess the car.

Therefore, if you do miss some loan repayments due to financial hardship, you may worry that your beloved car is going to be taken away from you. This could have severe repercussions for your entire life, since you may depend on your car to get to work or to carry out your work. Therefore, it is important that you understand when repossession is unlawful in the state of Minnesota and when you can take action to get justice.

Fraud and other dishonest business practices are certainly nothing new, and the practices seem to adapt to every era in human history. Fortunately, the detection methods that law enforcement agencies use to ferret out fraud also adapt with the times.

The Minnesota Commerce Department often issues advisories to investors and others in the state against new developments in fraudulent practices. Many people who feel they are less computer-literate than others require extra protections, as citizens who spend less time on the internet can still be susceptible to scams and identity theft on it.

The Telephone Consumer Protection Act (TCPA) was put in place in 1991 to protect consumers who were negatively affected by the growing occurrence of marketing calls. The act has many different restrictions that still have the power to protect consumers from modern telephone marketing techniques such as robocalls.

If you are feeling harassed and are being disturbed by constant marketing calls in the form of automated calls, it is important to understand your rights and take action in order to protect yourself.

Your identity and everything associated with it is something that you own, but it may not be tangible. Therefore, those wishing to steal the assets that are associated with your identity, or use your identity for their own personal gain, can do so by simply obtaining certain information about you.

This can be done through the stealing of credit cards, passports or even intercepting mail in order to obtain your bank details. It is becoming increasingly common for people to become victims of identity fraud over the internet, with many fraudsters tricking people into giving away their personal information.