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March 2019 Archives

Fighting back against credit report errors and fraud

In the modern world, it is increasingly important to keep a close eye on your credit score. Even if you don't have perfect credit, protecting what you have makes it easier to improve your credit and avoid costly hits to your score. Unfortunately, many of us see our credit score suffer because of reporting errors or because of fraudulent acts of others.

Cleaning war: Clorox sues Lysol

You've probably seen plenty of commercials where companies take direct aim at their competition, perhaps even mentioning them by name. Even when it's not by name, they often allude to it strongly enough that it leaves no doubt in your mind what they're talking about.

There have already been 10 billion robocalls this year

Do you feel like you're getting more robocalls this year than you have in the past? Every time you see an unknown number pop up on the screen, do you just assume that it is a robotic service trying to sell you something?

The Telephone Consumer Protection Act could stand to be updated

Some say that the Telephone Consumer Protection Act (TCPA) is trapped in a time warp. When it was signed into law in 1991, lawmakers hoped that it would decrease telemarketers' calls made to Americans on their home phones lines. We currently live in an era in which half of all Americans rely exclusively on cell phones though. Enforcement is difficult. This is especially the case since TCPA hasn't been updated since it was written.

Romance scams are becoming more common -- and costly

With the rise of online dating sites and apps, so-called "romance scams" have become more prevalent. These scams can leave victims both financially and emotionally devastated. Seniors looking for love, companionship or just someone with whom to communicate -- often after becoming widowed -- are particularly vulnerable.

Federal laws prohibit creditors from harassing debtors

If you're drowning in debt, then you may be receiving incessant calls and letters from creditors. You may want to familiarize yourself with federal laws such as the Fair Debt Collection Practices Act (FDCPA) if you're wondering if their actions are legal.

Get Answers To Your Questions

Contact the Consumer Justice Center. Tommy Lyons can speak with you in a free initial consultation arranged at 800-556-6752, toll free, or by email from wherever you are in the U.S.

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Consumer Justice Center P.A.
367 Commerce Court
Vadnais Heights, MN 55127

Toll Free: 800-556-6752
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