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December 2017 Archives

Automotive repossession: The legal steps required

A bank that loans you money to buy an automobile can repossess your car if you fail to make your loan payments. That said, the bank needs to carry out the repossession in a legally appropriate fashion. In general, the repossession of your vehicle will be governed by state law and the lease or loan agreement; however, in most cases, the steps required are very similar.

Common examples of misleading advertising

In order to gain a competitive advantage, brands must be able to excite and attract their customers through lucrative campaigns. However, occasionally this gets taken too far. When brands exaggerate the benefits of their product or just outright lie about their brand's attributes, then it is likely that they are breaking the law by engaging in false advertising. The following are some examples of brands that have been caught out by the Federal Trade Commission (FTC).

The limits of wage garnishment

When a person is struggling or refusing to pay back certain debts that are owed, it may result in wage garnishment taking place. This is usually a last resort for debt collection efforts, and it typically requires the ruling of a judge in order for it to be possible.

An inaccurate background check could cost you a job or worse

For those who have never gotten convicted of a felony, the question on a job or rental application asking about criminal background checks rarely gets a second glance. These people assume that the background check won't pose any issue to securing a new home. Unfortunately, mistakes in background check reports and overzealous data collection on the part of companies that provide background checks could end up causing problems.

Cribs and child seats that might be a danger to your child

Many products have been available to the public before it was realized that they pose a health risk to young children. Amid these findings, dangerous products are routinely subject to recalls and those affected by the danger often engage in class action lawsuits.

Get Answers To Your Questions

Contact the Consumer Justice Center. Tommy Lyons can speak with you in a free initial consultation arranged at 800-556-6752, toll free, or by email from wherever you are in the U.S.

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