As regular readers of our Minnesota Consumer Rights Blog will undoubtedly recall, we recently published a post on a lawsuit that the 9th U.S. Circuit Court of Appeals is considering. The court will decide if a lawsuit should be revived that question of whether a debt...
The 9th U.S. Circuit Court of Appeals is weighing arguments it heard a few days ago about whether to revive a lawsuit over abusive debt collection. The suit raises the question of whether a debt collector can be held liable under the Fair Debt Collection Practices Act...
Debt collectors do not have carte blanche. U.S. law prohibits the use of threats, harassment and falsities when dealing with debtors. These regulations shield regular consumers from untoward tactics and general unpleasantness. A recent ruling from the federal court of...
One of the features of the massive stimulus package passed by Congress earlier this year gave people across the nation a temporary break from paying off their student loan debt during the coronavirus pandemic. Unfortunately, many of those same people have had their...
The Federal Trade Commission (FTC) recently reported to Congress on its efforts to inform consumers about the right to dispute and correct errors in credit reports. As regular readers of our Minnesota Consumer Rights Blog know, erroneous credit report information can...
It is undoubtedly an understatement to say that these are uncertain times. But one of the few things we can count on is that there are people trying to illegally profit from the uncertainty. Scammers are taking advantage of fears of the pandemic, along with massive...
Sometimes people think of debt collector harassment as U.S. Supreme Court Justice Potter Stewart wrote of obscenity: “I know it when I see it.” The phrase simply means that the definitions of “harassment” and “obscenity” can vary from person to person, and are not...
The life of a member of the U.S. military is often difficult with deployments far from home, sometimes in hostile places. Their lives are further complicated when they are victims of identity theft – an increasingly likely occurrence. Much more likely than average The...