One of the most irritating aspects of modern technology is the various forms of advertising that comes with it. From constant sales emails to website banners, one of the most pervasive sales techniques continues to be telemarketing calls. These have the potential to...
When do creditors have the right to take my car?
If you have an asset on credit, for example, if you are paying off a loan on your car, or have a mortgage on your house, legally, it is not really yours. Therefore, you must keep to the terms of the loan repayments if you do not want your creditors to take action...
Recent amendments to the Fair Credit Reporting Act
As an employee or job seeker, you may be concerned about the type of information that future employers can find out about you from the use of background checks. While it is possible for employers to be able to access such information, there are laws in place to limit...
The law on deceptive trade practice in Minnesota
As a consumer, you are subject to a large amount of information distributed by traders every day. This is true for when you drive past billboards, walk into a store and view certain deals, and get advice from car dealerships, for example. While most of this...
How to prevent the repossession of your home
When you lose your job or start struggling with debts, things can get out of control very quickly. When you start defaulting on your mortgage repayments, you can soon become at risk of having your home repossessed. While home repossession can lawfully happen, there...