A recent hack has put millions of Americans at risk. According to reports, hackers broke into the records of a company called National Public Data. This is a background check company, so it had extensive information about billions of consumers. The hackers stole this...
Common types of identity theft
Identity theft occurs when someone obtains, without your knowledge or agreement, personally identifiable information about you, such as your date of birth, address or credit card numbers, with the intent to conduct fraud or other unlawful acts. Unfortunately, many...
How can identity theft impact your credit score?
Identity theft can have a profound impact on your credit score. Understanding the implications of identity theft is crucial in the digital age, where personal and financial data are increasingly vulnerable. Identity theft occurs when someone unlawfully obtains your...
What are your rights if you have been harmed by identity theft?
As a victim of identity theft, you may feel as if you have lost everything you worked to achieve. It can impact your finances, property, emotions and even your reputation as a responsible member of society. You have rights after identity theft harms you. Exercising...
My identity was stolen: Now what?
Identity theft happens when someone’s personal information, such as a license, home address, credit card, name or Social Security Number (SSN) is stolen. Thieves often take people’s personal information for financial reasons. Personal information is usually stolen to...
Why would someone steal your identity online?
Identity theft can happen in numerous ways, but it most often happens online nowadays. New Internet users are often warned that they need to be wary of having their identity compromised. Someone else could steal their information and pretend to be them – which may...
How can you repair a credit score damaged by identity theft?
Identity theft is a major concern in an increasingly digital world. Once someone's personal identifying information falls into the hands of those with ill intentions, there could be numerous serious issues that arise. Identity theft often leads to fraudulent debt and...
What can lead to identity theft?
There are many forms of consumer fraud. One of them is identity theft. Identity theft, broadly speaking, is when someone takes another person's personal information for their own use. For example, they may use someone’s Social Security number or a credit card number....
What to do if you’re a victim of credit score damage in Minnesota
Fraudsters in Minnesota are getting cleverer every day. Lots of people are victims to credit card identity theft. Here’s what you can do to mitigate the damage if your credit card is affected. Step 1. Report the crime The first thing you need to take is to report the...
What are my rights if someone stole my debit card?
It is easy to panic when a debit card is missing because giving your money to a thief would be horrible. However, this won’t happen if you report the stolen card on time. Banking companies must respect the time clients have to report the lost card. However, this is...