It’s true in Minnesota and it’s true in Wisconsin. In fact, it’s true across the nation: your credit score is a crucial component of your financial life. Whether you are buying a house or purchasing a car, lenders look long and hard at your credit score to decide...
Congress to consider Medical Debt Collection Relief Act
Though Minnesota’s news outlets report on developments in the coronavirus pandemic every day, few have paid attention to the recent introduction of the COVID-19 Medical Debt Collection Relief Act in the U.S. Congress. The measure is written “to prevent healthcare...
How to put a stop to creditor calls after filing for bankruptcy
Bankruptcy eliminates an individual’s obligations to pay any debts the court discharges. After successfully filing for bankruptcy, you were likely looking forward to the relief that comes with living debt-free and getting your financial life back on track....
Explainer: What a debt collector owes you
Frequent readers of our Minnesota Consumer Rights Blog know that one of our goals is to help people know their rights when they hear from a debt collector and to understand the types of information they are owed by the collector. In far too many cases, consumers are...