Protecting personal information online feels like a constant battle. Data brokers silently collect and sell digital footprints, often without direct knowledge or consent. Understanding who these entities are and how they operate empowers individuals to take control of...
Residents of Vadnais Heights and the Twin Cities area of Minnesota may want to know more about new protection for consumers when it comes to medical billing. Health care sticker shock has been a popular subject on social media as surprise bills land in the mailbox of...
There are many reasons to review your credit report regularly, with the potential to pinpoint a mistake at the top of your list. It's difficult enough to obtain and maintain a good or excellent credit score without a mistake (or several) on your credit report. But if...
When a debt collector contacts you via phone, it's natural to have some fears about what will happen in the future. Before you do anything, you should learn more about the Fair Debt Collection Practices Act (FDCPA). In short, this act is in place to govern debt...
When a company considers hiring you, they run a background check. When a landlord considers letting you lease a commercial or residential space, they do the same thing. That background check lets them know if you have been truthful with them, if you are actually...
We established this blog to share stories and information about topics relevant to our practice. Our intent is to regularly provide posts highlighting legal issues of local, state and national interest that we think you will find interesting. Check back later for...
In the modern world, everyone must maintain their credit score to navigate many areas of their personal and professional lives. When negative marks make it onto a person's credit report, their score may drop significantly, keeping them from qualifying for many...
When credit reports are wrong, they can be a problem for you. Whether someone else's information is entered onto your report or debts are sent to collection when they were already paid, it's important that you address these issues right away. It is normal for mistakes...
If you have a telephone, which most people do, there's a good chance you have received at least one robocall this week. In addition to causing frustration, especially if you're in the middle of something important, robocalls are often designed to scam you. Here are...
There is nothing worse than the thought of losing your home to foreclosure. Not only does this put you out of your home, but it will also impact your finances for many years to come. There are times when your bank has the right to foreclose on your home, such as if...