Experienced Minnesota Consumer Law Attorney
The extended tax filing deadline in 2020 has come to pass. Unfortunately, this also means an uptick in criminals trying to take advantage of consumers who filed their taxes. It is important to remember that the IRS never contacts taxpayers online, nor by calls, texts,...
It’s baffling to find yourself targeted by creditors for a debt you’ve already paid off or for a purchase you never made in the first place. Ideally, you’d be able to politely point out their mistake and put an abrupt stop to the matter. Of course, things are rarely...
It doesn't matter if you're surprised to hear from a debt collector or you were expecting the call, nothing changes the fact that you have legal rights that you need to protect. If you don't know what you should and shouldn't do, it's possible that you'll make a...
Knowing that you owe someone money might bring up feelings of wanting to get them paid off as soon as possible. When the person you owe is a business or agency and you are unable to pay, you might end up having your account sent to a collection agency. Collection...
There are many reasons to review your credit report regularly, with the potential to pinpoint a mistake at the top of your list. It's difficult enough to obtain and maintain a good or excellent credit score without a mistake (or several) on your credit report. But if...
When a debt collector contacts you via phone, it's natural to have some fears about what will happen in the future. Before you do anything, you should learn more about the Fair Debt Collection Practices Act (FDCPA). In short, this act is in place to govern debt...
When a company considers hiring you, they run a background check. When a landlord considers letting you lease a commercial or residential space, they do the same thing. That background check lets them know if you have been truthful with them, if you are actually...
We established this blog to share stories and information about topics relevant to our practice. Our intent is to regularly provide posts highlighting legal issues of local, state and national interest that we think you will find interesting. Check back later for...
In the modern world, everyone must maintain their credit score to navigate many areas of their personal and professional lives. When negative marks make it onto a person's credit report, their score may drop significantly, keeping them from qualifying for many...
When credit reports are wrong, they can be a problem for you. Whether someone else's information is entered onto your report or debts are sent to collection when they were already paid, it's important that you address these issues right away. It is normal for mistakes...
