There are numerous federal rules that specifically limit the kinds of efforts that businesses can make to collect on different types of debt. Typically, those who pay their debts in full or reach a settlement agreement with a creditor won't have to worry about future...
When you are a candidate for a job or promotion, your prospective or current employer may conduct a background check. They will want to obtain more information about your employment history, credit report, criminal records, driving records, bankruptcy compensation,...
Your credit report is very important because it tracks your financial activity and builds up a history for lenders to consider. They look at your credit score when deciding if they’re going to give you a loan or not. In some cases, this can impact the chances that the...
In its 6-3 decision this week, the U.S. Supreme Court dashed the hopes of millions of Americans struggling with unmanageable student loan debt. The latest SCOTUS ruling now means that those students who would benefit from President Biden’s debt discharge would instead...