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December 2016 Archives

When a lender repossesses a car, everyone loses

Borrowers sometimes think of lenders as the enemy -- that the lender is just waiting to pounce after that one missed payment, taking back the assets and leaving the borrower with nothing. They think that's a win for the lender, who ends up with both the asset -- like a home or a car -- and the borrower's money. It's the borrower who loses, with the hit to his or her credit score.

Ads have to be true in all forms, from TV to print

Have you ever seen a convincing commercial and then thought that it had to be too good to be true? Well, if you're right, the advertiser could be in a fair amount of trouble. Legally speaking, the Federal Trade Commission demands that all ads, no matter what products they're for or what industry they're used in, be accurate and true. The law goes on to say that ads can't be deliberately misleading, noting that backing up the ads with scientific evidence is a good idea when such a thing is possible.

Consumer fraud often involves fake organizations

In a lot of consumer fraud cases, those who commit fraud simply try to find something that they know people care strongly about. They'll then invent fake organizations and try to get people to give them money, all with the intent of disappearing with the cash when all is said and done.

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Consumer Justice Center P.A.
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Vadnais Heights, MN 55127

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