When you see ads for vehicles, both on the internet and in other mediums, you may see a fair amount that claim you don't have to pay anything up front, saying you'll pay $0 down. The allure here is clear. People may have enough income every month to make the payments,...
Foreclosures in Minnesota reach a new low
In 2016, there were roughly 5,300 properties that went into foreclosure in Minnesota. While that still shows that thousands of people were impacted, it is worth noting that the number is 26 percent lower than it was in 2015. It's also the lowest number that the state...
How job opportunity scams work
You're desperately looking for a new job. One day, you get an email out of the blue offering you a position, if you want it. It takes you by surprise, but you're so interested in getting a job that you don't worry about it. The company tells you that you are going to...
Examples of deceptive trade practices
False advertising is one of the most common examples of a deceptive trade practice. This happens when the company lies to or intentionally misleads consumers simply to get them to buy a product. However, it's important to remember that deceptive trade practices can...
You should view your credit report now: Here’s why
If you are planning to purchase a car, take out a loan or use other forms of credit, your credit report is of the utmost importance. If anything takes your credit score down, it can impact the amount you can borrow and the interest rates you face. You know you have...
Should you make partial car payments?
Your car is going to be repossessed. You don't have enough money on hand to make all of the full payments or pay off the amount that you owe from the missed due dates. Should you still do what you can, sending in a partial payment, or should you stop paying entirely...