It’s not in your head – robocalls have become out of control in the last several years. In the U.S. alone, there were an estimated 58.5 billion robocalls in 2019, 44% of which were from scammers. While it’s already illegal in the U.S. to fake caller ID numbers or...
Three ways to battle identity theft
Most of us take small actions every day protect our finances and personal information. But the reality is anyone can fall victim to identity theft. After you’ve reported your case to both the Federal Trade Commission and your local police department, you’re probably...
Be on the alert of unlicensed lenders
Unlicensed lenders continue their illegal schemes, targeting and preying upon desperate Minnesotans. The illegal interest rates they offer have become a problem so much so that the Minnesota Department of Commerce once again is warning consumers to beware, be alert...
How Credit Misreporting Can Put A Stop To Your Plans
It is finally time. Maybe your car is finally broken beyond repair or your growing family means you have to move. You take the right steps to get preapproved for a loan before you shop, only to find out that something is wrong. Really wrong. A years-old debt marked as...
What vehicle repossession tactics violate FDCPA laws?
Most car loans include provisions in case you miss payments and eventually default on the loan. With a defaulted loan, the creditor generally has the right to take your vehicle to recoup their lost funds. A creditor may do this by selling the car outright, leasing it...