People in Minnesota should be aware of their rights under the Fair Debt Collection Practices Act, or FDCPA. This law regulates practices in the debt collection industry, particularly when it comes to third-party debt collection agencies. This is particularly important...
What to do if your credit score was damaged as a result of identity theft
Although identity theft has been around for a long time, it is a relatively new phenomenon as a common occurrence in our society. With the increase of technology as an integral part of everyday life, people are more exposed than ever to the possibility of identity...
Could you fix inaccurate credit reports?
People rely on their credit reports for many reasons. Decisions on loan applications or apartment lease approvals might hinge on a decent credit rating. Some would-be employers might even pass on a jobseeker whose credit report looks weak. Unfortunately, not all...
Are debt collectors allowed to call me at work or at any time of day?
When someone has a considerable amount of debt, they are likely to be under a lot of stress and pressure. Trying to make ends meet while also keeping up on bills is never easy, but harassing debt collectors does not make things any easier. Debt collectors will try...