On behalf of Consumer Justice Center P.A. | Jun 26, 2020 | Fair Debt Collection Practices Act
As regular readers of our Minnesota Consumer Rights Blog will undoubtedly recall, we recently published a post on a lawsuit that the 9th U.S. Circuit Court of Appeals is considering. The court will decide if a lawsuit should be revived that question of whether a debt...
On behalf of Consumer Justice Center P.A. | Jun 24, 2020 | Fair Debt Collection Practices Act
The 9th U.S. Circuit Court of Appeals is weighing arguments it heard a few days ago about whether to revive a lawsuit over abusive debt collection. The suit raises the question of whether a debt collector can be held liable under the Fair Debt Collection Practices Act...
On behalf of Consumer Justice Center P.A. | Jun 22, 2020 | Fair Debt Collection Practices Act
Debt collectors do not have carte blanche. U.S. law prohibits the use of threats, harassment and falsities when dealing with debtors. These regulations shield regular consumers from untoward tactics and general unpleasantness. A recent ruling from the federal court of...
On behalf of Consumer Justice Center P.A. | Jun 8, 2020 | Fair Debt Collection Practices Act
Sometimes people think of debt collector harassment as U.S. Supreme Court Justice Potter Stewart wrote of obscenity: “I know it when I see it.” The phrase simply means that the definitions of “harassment” and “obscenity” can vary from person to person, and are not...
On behalf of Consumer Justice Center P.A. | May 18, 2020 | Fair Debt Collection Practices Act
Minnesota residents have enough issues concerning bills past due without the phone ringing off the hook. Most people would pay their bills if they could. They don’t need someone calling them, insisting on payment and telling them what they owe every day. Many people...
On behalf of Consumer Justice Center P.A. | Apr 7, 2020 | Fair Debt Collection Practices Act
Most car loans include provisions in case you miss payments and eventually default on the loan. With a defaulted loan, the creditor generally has the right to take your vehicle to recoup their lost funds. A creditor may do this by selling the car outright, leasing it...
On behalf of Consumer Justice Center P.A. | Mar 17, 2020 | Fair Debt Collection Practices Act
If you have ever been behind or unable to pay a consumer debt that you owe, you have probably had the unfortunate experience to deal with a high-pressure debt collector. At best, debt collector tactics are annoying, but at their worst, they can be unethical and, in...
by Consumer Justice Center P.A. | Jan 9, 2020 | Fair Debt Collection Practices Act
When you’re in debt, the last thing you need is someone constantly reminding you of your financial situation. Unfortunately, if your account has been sent to debt collection, you can expect some level of interaction with a debt collector. But there’s...
On behalf of Consumer Justice Center P.A. | Oct 3, 2019 | Fair Debt Collection Practices Act
If you have some type of past-due debt (and even if you don’t), you could hear from a debt collector. A phone call from a debt collector can catch you off guard, making it difficult to respond in the appropriate manner. Fortunately, when you have a plan for what...
On behalf of Consumer Justice Center P.A. | Sep 20, 2019 | Fair Debt Collection Practices Act
If you have outstanding debt, then you likely already know about it and are trying to find a way to pay it off. Incessant calls and letters from creditors can add salt to a wound. You’ll be happy to learn that there are lawful ways to get creditors to stop...
