Debt and credit issues could severely affect someone’s financial life to the extent that filing for bankruptcy might provide the only solution. Minnesota residents might feel relieved to know that federal laws related to bankruptcy protections and credit reporting...
Illegal tactics subscribed to by unscrupulous debt collectors
If you struggle with debt, you may expect to eventually hear from debt collectors. Some may be dishonest, untruthful and intimidating, resorting to almost anything they can do to collect the money. Such behavior is repugnant and illegal. A federal law known as the...
How do I fix incorrect information that’s showing up on background checks?
In a competitive job market, background checks have become increasingly essential. An organization will perform an investigation to uncover anything in an applicant’s history that might raise red flags about future performance. While this seems to be an acceptable...
What to know about the FCRA
Credit scores are important to many people in Vadnais Heights, Minnesota, because it determines if they can get loans. Inaccurate credit reports can also cause consumers to get denied for leasing property and insurance. For this reason, Congress passed the Fair Credit...