Constant harassment from debt collectors is a top source of anxiety for many Americans. The debt combined with abusive collection practices could even lead to a stress disorder. You may know you have rights but are unsure what you can and cannot do when the harassment...
How wrongful repossession harms a vehicle’s owner
Vehicle loans are a form of secured financing. The car or truck that someone purchases serves as collateral property for the loan. If they default on their payments, the lender can reclaim the vehicle as a means of recouping what the company has invested. In some...
What can lead to identity theft?
There are many forms of consumer fraud. One of them is identity theft. Identity theft, broadly speaking, is when someone takes another person's personal information for their own use. For example, they may use someone’s Social Security number or a credit card number....
What should you know about debt collector calls?
People who have debts they can’t pay know how difficult it is to deal with debt collectors. Many people know that debt collectors will do anything within their power to collect what they’re owed. What some don’t realize is that there are limits to this. The Fair Debt...
How can you tell whether a debt collector is operating legitimately?
Facing collection activity is highly unpleasant for any person accused of not paying their financial responsibilities in full. Collection agents often call people at home and work. They may use degrading language or make someone feel threatened. The tactics employed...