Being a victim of identity theft can feel like a living nightmare. Not only will you likely suffer from having your bank account funds depleted and credit cards used, but there may be ramifications that last for months or years. One of the most common effects of...
Common questions about fair credit reporting
If you recently applied for a job or a loan only to be denied the opportunity because of an incorrect or outdated credit report, you understand the frustration that this brings. As a consumer, you have little control over what a credit report says about you, but...
When is property repossession wrongful?
Having your home repossessed can be an extremely stressful situation to be in. You may find yourself in financial struggles as well as facing the prospect of being homeless. A creditor can only rightfully repossess your home under certain circumstances, and sometimes,...
Misleading advertising and Social Security
We interact with advertising every day, on billboards, in magazines and online. It is important that this advertising is truthful in nature and does not mislead its readers. There are laws in place in order to protect people from misleading advertising; therefore, it...
Taking a stand against abusive debt collection
Dealing with debts can be very stressful especially if you can't address delinquent accounts immediately. You may be at the point where you worry about the debt collector calling or otherwise trying to get in touch with you. While debt collectors have a right to do...
Can I fix issues with my credit report?
Credit reports can be an invaluable part of getting a job, buying a home or getting granted a loan. This is why it is so important that they display information correctly. While most of the time, credit reports will be up-to-date, there can be issues with the...