When January rolls around, Americans tend to make resolutions, reevaluate their goals and think about starting their taxes. If you haven’t already made a habit of pulling and reviewing your credit reports from the three primary credit reporting bureaus as part of this...
Good credit scores are important to many consumers in Vadnais Heights, Minnesota, because it allows them to get loans. If you are denied a loan, there could be an error on your credit report. Luckily, you have a way to dispute those errors and remove them to fix the...
In a competitive job market, background checks have become increasingly essential. An organization will perform an investigation to uncover anything in an applicant’s history that might raise red flags about future performance. While this seems to be an acceptable...
If you are like most people in Vadnais Heights, Minnesota, you want to maintain a high credit score. A low credit score can prevent you from getting loans and even places to live. However, your credit report may have errors, causing you to get declined for credit. An...
Before you walk into a Vadnais Heights bank to apply for a mortgage or into a Twin Cities area car dealership to buy a new vehicle and get a loan, check your credit report. It might contain an error that could make it difficult or even impossible to buy a new home or...
People rely on their credit reports for many reasons. Decisions on loan applications or apartment lease approvals might hinge on a decent credit rating. Some would-be employers might even pass on a jobseeker whose credit report looks weak. Unfortunately, not all...
If you struggled to pay back your loans over this past year, deferred payments were a welcome relief. Student loans, car loans and housing payments stretched your paycheck to its limit. By placing these obligations on hold, you were able to take a breath and readjust...
The pandemic has wreaked havoc on virtually every aspect of life in Minnesota, across the nation and around the world. One of the few things to have actually improved during these tumultuous months: the average American consumer's credit score. That’s according to the...
It’s true in Minnesota and it’s true in Wisconsin. In fact, it’s true across the nation: your credit score is a crucial component of your financial life. Whether you are buying a house or purchasing a car, lenders look long and hard at your credit score to decide...
A couple of days ago, the U.S. House of Representatives took a step to help consumers when it passed the Protecting Your Credit Score Act of 2019. The bill is designed to help people get easier access to their credit reports. If the measure is passed by the Senate and...
