Many people think of credit scores as if they’ve been around forever, helping to govern financial activity. And it is certainly true that lenders have always been interested in the credit history of potential borrowers. You can even find examples of credit reporting...
Navigating the world of debt collection is often overwhelming, especially when you're unsure if the debt in question is yours. Sometimes, creditors might contact you about a debt that doesn't belong to you or is inaccurately reported. Federal laws, specifically the...
Your credit score seems to control a great deal of your life – including things like whether you can rent an apartment, get a car or even secure certain jobs. Understanding how credit reporting agencies function, and what your credit report entails can help you...
When January rolls around, Americans tend to make resolutions, reevaluate their goals and think about starting their taxes. If you haven’t already made a habit of pulling and reviewing your credit reports from the three primary credit reporting bureaus as part of this...
Good credit scores are important to many consumers in Vadnais Heights, Minnesota, because it allows them to get loans. If you are denied a loan, there could be an error on your credit report. Luckily, you have a way to dispute those errors and remove them to fix the...
In a competitive job market, background checks have become increasingly essential. An organization will perform an investigation to uncover anything in an applicant’s history that might raise red flags about future performance. While this seems to be an acceptable...
If you are like most people in Vadnais Heights, Minnesota, you want to maintain a high credit score. A low credit score can prevent you from getting loans and even places to live. However, your credit report may have errors, causing you to get declined for credit. An...
Before you walk into a Vadnais Heights bank to apply for a mortgage or into a Twin Cities area car dealership to buy a new vehicle and get a loan, check your credit report. It might contain an error that could make it difficult or even impossible to buy a new home or...
People rely on their credit reports for many reasons. Decisions on loan applications or apartment lease approvals might hinge on a decent credit rating. Some would-be employers might even pass on a jobseeker whose credit report looks weak. Unfortunately, not all...
If you struggled to pay back your loans over this past year, deferred payments were a welcome relief. Student loans, car loans and housing payments stretched your paycheck to its limit. By placing these obligations on hold, you were able to take a breath and readjust...
