Bankruptcy eliminates an individual’s obligations to pay any debts the court discharges. After successfully filing for bankruptcy, you were likely looking forward to the relief that comes with living debt-free and getting your financial life back on track....
Frequent readers of our Minnesota Consumer Rights Blog know that one of our goals is to help people know their rights when they hear from a debt collector and to understand the types of information they are owed by the collector. In far too many cases, consumers are...
Though the nation continues to struggle with the coronavirus pandemic and the resulting economic strain, news outlets report that not all industries face hard times. A Los Angeles Times column bore the headline “Debt Collectors See Coronavirus as a Golden...
It’s baffling to find yourself targeted by creditors for a debt you’ve already paid off or for a purchase you never made in the first place. Ideally, you’d be able to politely point out their mistake and put an abrupt stop to the matter. Of course, things are rarely...
Falling behind on payments can happen for all kinds of reasons. Maybe you got hit really badly with this season's flu and ended up missing work well beyond what your paid leave covers. Perhaps you experienced an accident that resulted in massive medical bills, missed...