Maybe you've had a rough couple of months and fell behind on your credit card payments. Perhaps you had an emergency medical situation, and you can't pay the bill in full. If a creditor has turned over an account in your name to a debt collection agency, you could...
You've fallen behind on your debts. Some of them have gone to collections. Now you're starting to get phone calls. Of course, they're annoying to you. They're frustrating. You didn't want to reach this point. But are they illegal? Below are seven examples of unfair...
Have you been continuously called or bothered by debt collectors? Has a collector told you that you might be arrested if the debt is not paid? The Fair Debt Collection Practices Act (FDCPA) is in place to stop this kind of behavior. The Act requires that debt...
When was the last time you checked your credit report? Many people do not check their credit reports until they are attempt to get financing and find that credit is either denied or offered at less than favorable terms. Credit reporting errors can have significant...