When buying a home, there's a good chance you'll require a mortgage. While it's simple enough to apply for and obtain funds in today's world, dangers are lurking. For example, you could become caught up in a mortgage fraud scheme without knowing it. Here's the good...
In today's world, shopping online is second nature for most people. Not only is it convenient, but it also provides access to the largest selection at the best possible price. Unfortunately, when you shop online, you'll always have concerns about credit card fraud....
In the modern world, everyone must maintain their credit score to navigate many areas of their personal and professional lives. When negative marks make it onto a person's credit report, their score may drop significantly, keeping them from qualifying for many...
Phone scammers are notorious for targeting senior citizens, as they find that they're more likely to go along with what they're asking. As the child of an elderly individual, it's difficult to imagine that someone would attempt to take advantage of them....
Many scams target senior citizens, as they are often more likely to make a rash and uninformed decisions than younger people. Despite the best efforts of the federal and state governments, there's no way to completely eliminate these scams. Here are four of the most...
A financial hardship is difficult enough without debt collectors harassing you. If this becomes a problem, you're sure to find yourself in an even more stressful situation. Fortunately, there are things you can do to protect yourself. First and foremost, remember...
There is nothing more frustrating than receiving one telemarketing phone call after the next. Many people receive as many as 10 calls per day. If you find yourself in this position, the National Do Not Call Registry may be able to help. You can register online or via...
When credit reports are wrong, they can be a problem for you. Whether someone else's information is entered onto your report or debts are sent to collection when they were already paid, it's important that you address these issues right away. It is normal for mistakes...
The Minnesota Department of Commerce (DOC) recently issued a public warning intended specifically at senior citizens. In their statement, they warned them about cold callers who may try to reach out to them about a precious metals investment opportunity. DOC officials...
Many employers here in Minnesota and elsewhere across the country require their employees to undergo credit or criminal background checks, or both, before they are hired on for a job. While you may assume that this entitles them to pull your records from decades ago,...