We should only buy things we can afford, but that doesn't stop us from making some bad financial decisions. In many cases, people make all the right choices and circumstances still keep them from financial success. Although creditors often have the right to reclaim...
Financial exploitation of the elderly remains a major problem throughout the country, with elderly individuals and their children concerned about this. Fortunately, with the proper knowledge, it's easy to spot a scam and avoid it before it takes its toll. Every year,...
According to the Federal Trade Commission (FTC), advertising is considered to be deceptive when it omits, misleads or falsely represents a product or service. This type of marketing can be presented in both written and oral forms. Since there are penalties that...
In the modern world, it is increasingly important to keep a close eye on your credit score. Even if you don't have perfect credit, protecting what you have makes it easier to improve your credit and avoid costly hits to your score. Unfortunately, many of us see our...
You've probably seen plenty of commercials where companies take direct aim at their competition, perhaps even mentioning them by name. Even when it's not by name, they often allude to it strongly enough that it leaves no doubt in your mind what they're talking about....
Do you feel like you're getting more robocalls this year than you have in the past? Every time you see an unknown number pop up on the screen, do you just assume that it is a robotic service trying to sell you something? You're not alone. A lot of people have...
Some say that the Telephone Consumer Protection Act (TCPA) is trapped in a time warp. When it was signed into law in 1991, lawmakers hoped that it would decrease telemarketers' calls made to Americans on their home phones lines. We currently live in an era in which...
With the rise of online dating sites and apps, so-called "romance scams" have become more prevalent. These scams can leave victims both financially and emotionally devastated. Seniors looking for love, companionship or just someone with whom to communicate -- often...
If you're drowning in debt, then you may be receiving incessant calls and letters from creditors. You may want to familiarize yourself with federal laws such as the Fair Debt Collection Practices Act (FDCPA) if you're wondering if their actions are legal. According to...
You should never assume that your credit report is 100 percent accurate. Even if this is the case today, an error could show up tomorrow. And if it does, it could have an impact on your credit score and ability to secure a loan. The best thing you can do is get into...