No one in Minnesota likes being on the receiving end of nonstop collection calls. If you’re like most people overwhelmed by debt, you probably wish you could keep up with payments. However, unforeseen financial circumstances can lead to missed payments and a debt...
Consumer fraud occurs when deceptive business tactics cause financial loss. Advanced technology enables criminals to devise new schemes and put a twist on the old ones. Knowing some common consumer scams may help people in Vadnais Heights, Minnesota, avoid falling for...
If you are like most people in Vadnais Heights, Minnesota, you want to maintain a high credit score. A low credit score can prevent you from getting loans and even places to live. However, your credit report may have errors, causing you to get declined for credit. An...
It can be exhausting when a debt collector calls you non-stop about your debts. You have other responsibilities in life, and having a debt collector pursuing you may interrupt your daily activities and affect your work performance. You may owe the money, but that...
The Fair Credit Reporting Act (FCRA) helps people want to avoid problems with their credit reports. The FCRA's rules stipulate that information on the report is accurate and kept private. Not everyone realizes how expansive the FCRA's rules are. A Minnesota job seeker...
It is not uncommon for police officers, county deputies and public employees to routinely abuse their search capabilities of law enforcement and driver’s license databases for their own thrill-seeking purposes. Through the years, there have been numerous cases in...
Drivers in Minnesota rely on their cars. Many of them may not live in an area with bus service and even rideshare can get expensive. Sometimes, people find to their shock that their car has been wrongfully repossessed. This occurs when a creditor takes collateral...
Recently, an alarming number of people with VA home loans throughout Minnesota have been receiving calls and mail from scammers. These scammers use a wide range of tactics to try and con their potential victims. Fortunately, you can protect yourself from these...
Telemarketing calls are a common complaint among many residents of Minnesota. The Telephone Consumer Protection Act has tried to protect individuals by prohibiting both prerecorded and autodialed calls. However, delivering voicemails to a ringless voicemail box is a...
In Minnesota and across the nation, just about every endeavor requires some form of a background check. This is often perceived as an attempt on the part of an employer, a landlord or an institution to ensure that people to whom they rent a property, hire or admit are...