The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates how mortgage, medical billing and credit card companies may attempt to collect on a debt. It also prohibits collection agents from being allowed to use deceptive, abusive or unfair...
When you take out a loan in order to buy an expensive and important purchase such as a car or a truck, you will have a repayment plan that you must stick to in order to keep the vehicle. The small print in the credit agreement will outline the details of under what...
If there is a mistake made in your credit report, this can have a big impact on many aspects of your life. It could prevent you from getting certain jobs that require a credit check, or certain business or banking deals. Therefore, when a mistake is made through no...
Fraud and other dishonest business practices are certainly nothing new, and the practices seem to adapt to every era in human history. Fortunately, the detection methods that law enforcement agencies use to ferret out fraud also adapt with the times. The Minnesota...
Both state and federal laws exist on the books aimed at protecting consumers from being taken advantage of by both retailers and manufacturers. The overwhelming goal in passing these laws was to dissuade the parties from making exaggerated or deceptive claims when...
The Telephone Consumer Protection Act (TCPA) was put in place in 1991 to protect consumers who were negatively affected by the growing occurrence of marketing calls. The act has many different restrictions that still have the power to protect consumers from modern...
Debt collectors are required to follow the law known as the Fair Debt Collection Practices Act. This law helps to protect the public, also known as consumers, from unfair collection practices. Even with this law in place many debt collectors continue to use unfair...
Your identity and everything associated with it is something that you own, but it may not be tangible. Therefore, those wishing to steal the assets that are associated with your identity, or use your identity for their own personal gain, can do so by simply obtaining...
Most of us rely on our vehicles to get us around, whether it may be from home to school, from work to the store or anywhere else we need to go. Many of us couldn't fathom not having ready access to our automobiles. We all have likely heard what happens if we miss a...
If it's spring, then it must be time for the annual Publishers Clearing House sweepstakes. It's likely that both your brick-and-mortar mailbox and virtual inbox have been crammed with notifications that urge you to respond to the big giveaway. If it seems as if you've...