You miss a number of car payments, and your creditors start calling. You keep missing, and they finally decide to repossess your car. You know it's coming, but you don't want to lose the vehicle, so you think you'll just hide the car. They can only take back a vehicle...
Have you been continuously called or bothered by debt collectors? Has a collector told you that you might be arrested if the debt is not paid? The Fair Debt Collection Practices Act (FDCPA) is in place to stop this kind of behavior. The Act requires that debt...
Being the target of fraud is extremely frustrating. You're outraged that you were wronged, and you want to work hard to protect your rights. The type of fraud that targeted you could have been: -- Identity theft: This is more common than ever with the prevalence of...
The Trump administration, backed by GOP-majorities in Congress, has the Consumer Financial Protection Bureau in its crosshairs. Implemented just five years ago by the previous administration under Dodd-Frank financial reforms, there's talk of sweeping changes to — if...
Your car is repossessed, but you still need a vehicle. Obviously, you can buy any car you'd like if you save up the money yourself. However, that may take far longer than you have, especially if the lack of a vehicle is keeping you from getting to work and earning...
Identity theft represents a growing threat to consumers. A study by digital research group, Javelin, estimated that 15 millions consumers were impacted by identity fraud in 2016. The amount of money stolen jumped from $1 billion to $16 billion. While advances in...
All states have their own laws when it comes to repossession of automobiles, and it's important to know that it is allowed, as long as it's done peacefully, under Minnesota law. This is governed by Minnesota State Code Sec. 336.9. If you default on your car loan, that...
Chip cards, also known as EMV cards or smart cards, are the latest in the industry trend to fight identity theft. After a series of security breaches and data hacks, credit card companies began sending out cards with chips in them to prevent identity theft. Chip cards...
It's one thing to make a defective product, one that inherently puts people at risk due to a poor design or poor manufacturing. It's quite another to then try to cover up these defects so that sales aren't impacted -- and to avoid an expensive re-design -- which...
With Donald Trump's ascension to power in the White House, there has been and will continue to be a great deal of policy debate in the wake of the regime change. Many, of course, are uncomfortable with the direction Trump plans to take the country, and haven't been...