One of the most overwhelming, confusing things that could happen is that your car is repossessed. If the repossession was wrongful, you have rights under Minnesota and federal law. Ask why the vehicle was repossessed Car repossession is only legal if you have...
When a person declares bankruptcy in Minnesota, one of the first things that must happen is an evaluation of their assets. This is done to determine which assets are exempt from being liquidated and used to repay outstanding debts. Non-exempt property Non-exempt...
Consumers in Minnesota and throughout the country have privacy rights when it comes to their credit. If your credit report was unfairly disclosed without your permission, it might be considered an invasion of your privacy. When is it permissible for a credit report to...
Anyone struggling with debt in Minnesota knows how stressful the situation is. Many debt collectors will try to capitalize on that stress by illegally attempting to seize your property, including your vehicles. If a repossessor calls for your vehicle, you must take...
Depending on the type of job you’re applying for in Minnesota, you might have to undergo a background check. Receiving incorrect information on the check can be jarring. These tips can help you deal with such a situation. What are the most common mistakes found in...
Consumers in Minnesota and the rest of the nation have reason to rejoice. The Consumer Financial Protection Bureau (CFPB) has issued a new rule. This decision is one that grants states a much wider range of powers to protect consumers. The new rule is set to take...
If you own a health care practice in Minnesota, you may have heard about a new ruling by the TCPA. The Telephone Consumer Protection Act has been designed to minimize the number of unwanted spam calls that reach phone users on a day-to-day basis. This Act will have an...
A robocall is a phone call that uses a computerized auto-dialer to send pre-recorded messages to recipients. While sometimes annoying, there is nothing inherently illegal about robocalling alone. There are many legitimate uses of robocalling. You may get a robocall to...
Fraudsters in Minnesota are getting cleverer every day. Lots of people are victims to credit card identity theft. Here’s what you can do to mitigate the damage if your credit card is affected. Step 1. Report the crime The first thing you need to take is to report the...
Many consumers in Minnesota may be unaware of false information on their credit reports. Credit reports may have a significant impact on your daily life. Whether you are applying for a mortgage, taking out a loan, opening a credit card or even seeking new car...