When you take out a loan to purchase a vehicle, you agree to pay it back based on the terms and conditions of the agreement. There are many situations in which your lender may consider its legal rights for repossessing your car. However, there are specific steps your...
Even if you take steps to protect against identity theft, there's no guarantee you won't become a victim in the future. If you find that your identity has been stolen, here are some immediate steps to take: Lock the account: For example, if you notice unauthorized...
If you have a telephone, which most people do, there's a good chance you have received at least one robocall this week. In addition to causing frustration, especially if you're in the middle of something important, robocalls are often designed to scam you. Here are...
A United States Senator from Oregon introduced a proposed amendment to the Fair Credit Reporting Act (FCRA) on May 21. If passed, then all creditors would be required to wait one-year before adding any patient's medical debts to their consumer credit report. The...
The Minnesota Attorney General announced on May 17 that he had added new defendants to the lawsuit that was previously filed against Purdue Pharma. The company manufactures OxyContin, a highly addictive opioid painkiller. He added eight new defendants, one of which is...
Texting used to be used as an informal way for friends or family members to communicate with one another without having to get on the phone. It's increasingly being used by Vadnais Heights businesses including doctor's offices, banks, and retail stores to relay...
You rely on your car to commute to work, pick up groceries and get your children to and from school. So, if you no longer have access to your vehicle, it will lead to a variety of challenges within your day-to-day life. If you slip behind on your car payments,...
Do you ever see ads for a product that looks too good to be true? The problem could be that the ads are misleading, selling something that the product cannot deliver. Of course, this can look vastly different from one product to the next. To get an idea of how it...
There is nothing worse than the thought of losing your home to foreclosure. Not only does this put you out of your home, but it will also impact your finances for many years to come. There are times when your bank has the right to foreclose on your home, such as if...
Debt collectors may soon add a new weapon to their arsenal for collecting money from consumer debtors. The Consumer Financial Protection Bureau (CFPB), the agency tasked with protecting consumers that was founded in the wake of the country's most recent financial...