Many scams target senior citizens, as they are often more likely to make a rash and uninformed decisions than younger people. Despite the best efforts of the federal and state governments, there's no way to completely eliminate these scams. Here are four of the most...
A financial hardship is difficult enough without debt collectors harassing you. If this becomes a problem, you're sure to find yourself in an even more stressful situation. Fortunately, there are things you can do to protect yourself. First and foremost, remember...
There is nothing more frustrating than receiving one telemarketing phone call after the next. Many people receive as many as 10 calls per day. If you find yourself in this position, the National Do Not Call Registry may be able to help. You can register online or via...
When credit reports are wrong, they can be a problem for you. Whether someone else's information is entered onto your report or debts are sent to collection when they were already paid, it's important that you address these issues right away. It is normal for mistakes...
The Minnesota Department of Commerce (DOC) recently issued a public warning intended specifically at senior citizens. In their statement, they warned them about cold callers who may try to reach out to them about a precious metals investment opportunity. DOC officials...
Many employers here in Minnesota and elsewhere across the country require their employees to undergo credit or criminal background checks, or both, before they are hired on for a job. While you may assume that this entitles them to pull your records from decades ago,...
When you take out a loan to purchase a vehicle, you agree to pay it back based on the terms and conditions of the agreement. There are many situations in which your lender may consider its legal rights for repossessing your car. However, there are specific steps your...
Even if you take steps to protect against identity theft, there's no guarantee you won't become a victim in the future. If you find that your identity has been stolen, here are some immediate steps to take: Lock the account: For example, if you notice unauthorized...
If you have a telephone, which most people do, there's a good chance you have received at least one robocall this week. In addition to causing frustration, especially if you're in the middle of something important, robocalls are often designed to scam you. Here are...
A United States Senator from Oregon introduced a proposed amendment to the Fair Credit Reporting Act (FCRA) on May 21. If passed, then all creditors would be required to wait one-year before adding any patient's medical debts to their consumer credit report. The...