The health insurance industry is fraught with instances of fraud. Sometimes, consumers commit white collar fraud against the insurance companies. Other times, it's the insurance companies committing fraud against the consumers. For example, imagine you receive a...
If you have fallen behind on your debts, you could wind up having your wages garnished by the court. But that is not a process that occurs overnight. Debtors typically have ample warning to avoid garnishment. Below are some arrearages that could cause you to be...
You're trying to get a credit card, but you can't because there are serious errors on your credit report. You know they're not grounded in reality, but the credit card companies don't care. They won't issue you a line of credit. You're thinking about taking the next...
The misrepresentation of goods doesn't just apply to physical goods. It can also apply to trips and other package deals that you can buy. These are often enticing to buyers because of the low prices. The issue, of course, is when the price is only so low because you...
When you see ads for vehicles, both on the internet and in other mediums, you may see a fair amount that claim you don't have to pay anything up front, saying you'll pay $0 down. The allure here is clear. People may have enough income every month to make the payments,...
In 2016, there were roughly 5,300 properties that went into foreclosure in Minnesota. While that still shows that thousands of people were impacted, it is worth noting that the number is 26 percent lower than it was in 2015. It's also the lowest number that the state...
You're desperately looking for a new job. One day, you get an email out of the blue offering you a position, if you want it. It takes you by surprise, but you're so interested in getting a job that you don't worry about it. The company tells you that you are going to...
False advertising is one of the most common examples of a deceptive trade practice. This happens when the company lies to or intentionally misleads consumers simply to get them to buy a product. However, it's important to remember that deceptive trade practices can...
If you are planning to purchase a car, take out a loan or use other forms of credit, your credit report is of the utmost importance. If anything takes your credit score down, it can impact the amount you can borrow and the interest rates you face. You know you have...
Your car is going to be repossessed. You don't have enough money on hand to make all of the full payments or pay off the amount that you owe from the missed due dates. Should you still do what you can, sending in a partial payment, or should you stop paying entirely...