Repossessions are a difficult topic for many people to think about. Losing an item that you purchased simply because you can’t keep up with the payments is hard; however, when the item is wrongfully repossessed, you might feel even worse. We know that you probably have some questions about what constitutes a wrongful repossession and what you can do about it. We can evaluate the situation and let you know what options you have.
There are a couple of points to remember when you are thinking about motor vehicle repossession. The first is that written notice is likely necessary in these cases. Many lenders accept late payments on a regular basis. If this is the case, you will need to get a written notice that clearly states the possibility of repossession is real.
Another thing to remember is that a repo person can’t breach the peace to conduct the repossession. This means that they can’t enter your garage or your home unless you give them permission. They also can’t threaten you.
If you were the victim of a wrongful repossession, including one in which the repo agent breached the peace, you can take action. We can help you learn about the options that you have so that you can decide what to do about your case.
We know that you rely on your vehicle to get you to work and to run errands. When that is wrongfully snatched away, you are left trying to piece together a solution. While we can’t really help with this aspect of the case, we can try to help you discover what you can do about the future.