Have you found that there are significant errors in your credit report, affecting your ability to get a personal loan, student loan or mortgage? This is an overwhelming situation because you may not even know where to begin to resolve this type of complicated issue,...
If you don't pay on your car loan, the lender eventually has the right to repossess the car. This is something you know when you buy the car, and most people know that a repossession is coming long before it happens simply because they know they haven't been paying....
Tax collection fraud is already very common. Some reports indicate that millions have been called since just 2013, with around 10,000 people paying some $55,000,000 in taxes. The scam is simple. They just call, say they are with the Internal Revenue Service (IRS), and...
A man is being sued for creating and selling what he claims is "drinkable" sunscreen. It's called Osmosis Skincare and Harmonized Water. He says that it helps to protect those who drink it from UV rays, even though it's not applied to the skin, by using "form radio...
You miss a number of car payments, and your creditors start calling. You keep missing, and they finally decide to repossess your car. You know it's coming, but you don't want to lose the vehicle, so you think you'll just hide the car. They can only take back a vehicle...
Have you been continuously called or bothered by debt collectors? Has a collector told you that you might be arrested if the debt is not paid? The Fair Debt Collection Practices Act (FDCPA) is in place to stop this kind of behavior. The Act requires that debt...
Being the target of fraud is extremely frustrating. You're outraged that you were wronged, and you want to work hard to protect your rights. The type of fraud that targeted you could have been: -- Identity theft: This is more common than ever with the prevalence of...
The Trump administration, backed by GOP-majorities in Congress, has the Consumer Financial Protection Bureau in its crosshairs. Implemented just five years ago by the previous administration under Dodd-Frank financial reforms, there's talk of sweeping changes to — if...
Your car is repossessed, but you still need a vehicle. Obviously, you can buy any car you'd like if you save up the money yourself. However, that may take far longer than you have, especially if the lack of a vehicle is keeping you from getting to work and earning...
Identity theft represents a growing threat to consumers. A study by digital research group, Javelin, estimated that 15 millions consumers were impacted by identity fraud in 2016. The amount of money stolen jumped from $1 billion to $16 billion. While advances in...