Identity theft is a major concern in an increasingly digital world. Once someone's personal identifying information falls into the hands of those with ill intentions, there could be numerous serious issues that arise. Identity theft often leads to fraudulent debt and...
When faced with financial difficulties and debt, one of the most stressful aspects for many individuals is the potential for debt collectors to contact their family members. Many people are concerned about the embarrassment or stress this might cause their loved ones...
Are you tired of the numerous robocalls you get every day? You’re not alone. In March 2023 alone, Americans received 5.93 billion robocalls, which is approximately 22 spam calls per every person in the U.S. While not all robocalls are designed to take your personal...
Constant harassment from debt collectors is a top source of anxiety for many Americans. The debt combined with abusive collection practices could even lead to a stress disorder. You may know you have rights but are unsure what you can and cannot do when the harassment...
Vehicle loans are a form of secured financing. The car or truck that someone purchases serves as collateral property for the loan. If they default on their payments, the lender can reclaim the vehicle as a means of recouping what the company has invested. In some...
There are many forms of consumer fraud. One of them is identity theft. Identity theft, broadly speaking, is when someone takes another person's personal information for their own use. For example, they may use someone’s Social Security number or a credit card number....
People who have debts they can’t pay know how difficult it is to deal with debt collectors. Many people know that debt collectors will do anything within their power to collect what they’re owed. What some don’t realize is that there are limits to this. The Fair Debt...
Facing collection activity is highly unpleasant for any person accused of not paying their financial responsibilities in full. Collection agents often call people at home and work. They may use degrading language or make someone feel threatened. The tactics employed...
Consumer fraud is the practice of deceiving consumers causing them to suffer financial losses. Oftentimes, consumers believe they are participating in a legitimate business transaction, this may be because they were given false promises or inaccurate claims, only...
Undergoing a background check is nearly always required when seeking employment in the 21st century. Employers use the information background reports contain to determine the trustworthiness of applicants. Those who have never been in trouble do not think twice about...