The stress of debt on consumers in Minnesota is enough without getting constantly contacted by third-party debt collectors. The Fair Debt Collection Practices Act passed in 1971 protects you from deceptive and harassing collectors. The collectors have limits on how...
If you get behind on debt in Minnesota, third-party debt collectors may soon start calling. However, many consumers don't know that debt collection agencies can't do anything they want. You have rights under the law to protect yourself from creditor harassment. The...
Good credit scores are important to many consumers in Vadnais Heights, Minnesota, because it allows them to get loans. If you are denied a loan, there could be an error on your credit report. Luckily, you have a way to dispute those errors and remove them to fix the...
If you are struggling to pay your debts, it may be in your best interest to file for bankruptcy in a Minnesota court. Doing so may prevent property such as a home or car from being seized by creditors. However, there is a chance that your lender may repossess your car...
Minnesota residents who have financial obligations will often receive annoying calls from debt collectors. However, if you have settled through bankruptcy and your debts were discharged, you shouldn’t be receiving such calls. It’s important to know what to do. Can...
It is easy to panic when a debit card is missing because giving your money to a thief would be horrible. However, this won’t happen if you report the stolen card on time. Banking companies must respect the time clients have to report the lost card. However, this is...
Debt collectors are allowed to contact debtors, but there are limitations on frequency and type of contact. They cannot leave intimidating or threatening messages on other people's phones or email accounts. There is a federal law designed to stop debt collectors in...
Residents of Vadnais Heights and the Twin Cities area of Minnesota may want to know more about new protection for consumers when it comes to medical billing. Health care sticker shock has been a popular subject on social media as surprise bills land in the mailbox of...
Most auto repossession contracts include terms that are carried out legally. However, there are a few lenders and repossession companies that use unfair, deceptive practices to repossess their vehicles. Even after missing several payments, you have the right to sue...
Robocalls happen to all types of landline, mobile and VoIP phones in Minnesota. The phone numbers are real, but the messages are generic and unsolicited. Although telemarketing is legal, the Federal Communications Commission, or FCC, sets rules and regulations for...