If you've ever filed for bankruptcy, then the trustee in your case likely informed you that it would remain on your credit report for seven years after it was approved. Did you know that no matter if you file for bankruptcy or not, most debts are supposed to be erased...
Many of us have come to rely on using our car to get our kids to school, to work, to the store or anywhere else we may need to go. While it may be inconvenient if it happens, it's understandable if our car gets repossessed because we fall behind in making payments on...
You see an unrecognizable phone number pop up on your cellphone screen, you answer the call and say hello. There's momentary silence before an upbeat voice comes on the line telling you how you've won a contest that you never even entered. You tell them to lose your...
There are millions of people who face debt each day in the United States. Whether it is debt from student loans, car loans, mortgages, unpaid medical bills or credit card debt; it can be an overwhelming experience until all of it is paid in full. The Fair Debt...
If you're in the process of searching for a new job, there will eventually come a point when you receive an offer. It may take longer than you'd like, but soon enough you'll find yourself in the early stages of the hiring process. During this time, don't be surprised...
Your credit means everything. It's how you secure a loan to buy a car. It's how you qualify for a mortgage and it could even dictate whether you get a job or an apartment that you want to rent. Thus, you definitely want to know what's on your credit report and you...
The Minnesota attorney general (AG) filed a lawsuit against the telecommunications giant Comcast in late December in Hennepin County District Court on behalf of state residents. In her Dec. 21 filing, she accused them of having violated both the Uniform Deceptive...
Harassment by a debt collector can be very inconvenient and psychologically destabilizing. If you're being harassed by a person or business that wants to collect money you allegedly owe, it's time to familiarize yourself with the Fair Debt Collection Practices Act....
Imagine you're sitting down to a beautiful meal with your family when the phone rings. You go against your better judgment and answer the call, thinking that it could be the job you recently applied to, when -- low and behold -- it's the aggressive debt collector whom...
If you've taken out a loan secured by a piece of property, the owner of your debt can repossess this property in the event that you default on the loan. This repossession process, however, must follow specific rules. Failure to adhere to these rules on the part of the...