If you have recently filed for bankruptcy in Minnesota, it is likely that you're aware of the automatic stay. You will probably be relieved that you no longer have to be subject to stressful calls from creditors. The automatic stay means that creditors can no longer...
If you are going through financial hardships, one of the most stressful aspects is dealing with calls and mail from creditors who are asking for their money back. While creditors are allowed to send reminders within reason, there are actually laws in place to prevent...
Being a victim of identity theft can feel like a living nightmare. Not only will you likely suffer from having your bank account funds depleted and credit cards used, but there may be ramifications that last for months or years. One of the most common effects of...
If you recently applied for a job or a loan only to be denied the opportunity because of an incorrect or outdated credit report, you understand the frustration that this brings. As a consumer, you have little control over what a credit report says about you, but...
Having your home repossessed can be an extremely stressful situation to be in. You may find yourself in financial struggles as well as facing the prospect of being homeless. A creditor can only rightfully repossess your home under certain circumstances, and sometimes,...
We interact with advertising every day, on billboards, in magazines and online. It is important that this advertising is truthful in nature and does not mislead its readers. There are laws in place in order to protect people from misleading advertising; therefore, it...
Dealing with debts can be very stressful especially if you can't address delinquent accounts immediately. You may be at the point where you worry about the debt collector calling or otherwise trying to get in touch with you. While debt collectors have a right to do...
Credit reports can be an invaluable part of getting a job, buying a home or getting granted a loan. This is why it is so important that they display information correctly. While most of the time, credit reports will be up-to-date, there can be issues with the...
One of the most irritating aspects of modern technology is the various forms of advertising that comes with it. From constant sales emails to website banners, one of the most pervasive sales techniques continues to be telemarketing calls. These have the potential to...
If you have an asset on credit, for example, if you are paying off a loan on your car, or have a mortgage on your house, legally, it is not really yours. Therefore, you must keep to the terms of the loan repayments if you do not want your creditors to take action...