In the United States, many people use debt as a consistent way to make purchases. They buy homes with mortgage loans and take out more loans to buy cars. They borrow money to start businesses or go to college. When they budget, it's less about how much they can afford...
As soon as you discover you can't make your car payment or some other kind of secured loan payment, you should act swiftly. You need to do whatever you can to reduce the risk of having your property repossessed. One or two missed payments could be enough to put you on...
Just when we think we've seen every fraud scam under the sun used to target vulnerable seniors, our law firm encounters a new scheme that defrauded a senior citizen out of his or her money. It's terrifying to think just how fast someone can take your hard-earned money...
Buying a vehicle can be one of the most expensive purchases that you will have to make, and the car will be extremely valuable to the quality of your life. This is why many people spend a lot of time looking for a great deal on a new or used car. When they finally...
If you have recently filed for bankruptcy in Minnesota, it is likely that you're aware of the automatic stay. You will probably be relieved that you no longer have to be subject to stressful calls from creditors. The automatic stay means that creditors can no longer...
If you are going through financial hardships, one of the most stressful aspects is dealing with calls and mail from creditors who are asking for their money back. While creditors are allowed to send reminders within reason, there are actually laws in place to prevent...
Being a victim of identity theft can feel like a living nightmare. Not only will you likely suffer from having your bank account funds depleted and credit cards used, but there may be ramifications that last for months or years. One of the most common effects of...
If you recently applied for a job or a loan only to be denied the opportunity because of an incorrect or outdated credit report, you understand the frustration that this brings. As a consumer, you have little control over what a credit report says about you, but...
Having your home repossessed can be an extremely stressful situation to be in. You may find yourself in financial struggles as well as facing the prospect of being homeless. A creditor can only rightfully repossess your home under certain circumstances, and sometimes,...
We interact with advertising every day, on billboards, in magazines and online. It is important that this advertising is truthful in nature and does not mislead its readers. There are laws in place in order to protect people from misleading advertising; therefore, it...