Local 612-200-1495
Consumer Justice Center P.A.
Toll Free 800-556-6752
Don’t Feel Bad, Get Mad. Stand Up to Consumer Abuse.
In This Section

Posts tagged "Fair Debt Collection Practices Act"

How can you lawfully gets creditors calls to stop?

If you have outstanding debt, then you likely already know about it and are trying to find a way to pay it off. Incessant calls and letters from creditors can add salt to a wound. You'll be happy to learn that there are lawful ways to get creditors to stop contacting you.

New changes proposed to debt collection efforts

Debt collectors may soon add a new weapon to their arsenal for collecting money from consumer debtors. The Consumer Financial Protection Bureau (CFPB), the agency tasked with protecting consumers that was founded in the wake of the country's most recent financial crisis, has proposed some new industry rules.

Federal laws prohibit creditors from harassing debtors

If you're drowning in debt, then you may be receiving incessant calls and letters from creditors. You may want to familiarize yourself with federal laws such as the Fair Debt Collection Practices Act (FDCPA) if you're wondering if their actions are legal.

How you are protected by the Fair Debt Collection Practices Act

There are millions of people who face debt each day in the United States. Whether it is debt from student loans, car loans, mortgages, unpaid medical bills or credit card debt; it can be an overwhelming experience until all of it is paid in full. The Fair Debt Collection Practices Act (FDCPA) protects consumers in the United States from the harassment of debt collectors.

A debt collector is harassing me: What should I do?

Harassment by a debt collector can be very inconvenient and psychologically destabilizing. If you're being harassed by a person or business that wants to collect money you allegedly owe, it's time to familiarize yourself with the Fair Debt Collection Practices Act. This helpful piece of federal legislation protects consumers from unfair harassment.

Common questions about stopping creditor harassment

If you are going through financial hardships, one of the most stressful aspects is dealing with calls and mail from creditors who are asking for their money back. While creditors are allowed to send reminders within reason, there are actually laws in place to prevent harassing conduct.

Taking a stand against abusive debt collection

Dealing with debts can be very stressful especially if you can't address delinquent accounts immediately. You may be at the point where you worry about the debt collector calling or otherwise trying to get in touch with you. While debt collectors have a right to do their work, they must do so in a respectful and non-harassing manner.

What are creditors' rights and when do they overstep the mark?

Dealing with debt is never an easy situation to be in, and for many people, it can feel like a never-ending spiral, since interest is often accumulated on existing debts. The stress of having debts is not made easier by creditors who seem to never stop asking for their money back.

When can I stop debt collectors from calling me?

When debt collectors call you regarding debts, they believe you owe -- even if they're mistaken that you owe money or you can't pay the debt -- it could be a good idea to speak with them once. This can help determine whether the issue is resolvable. It will also give you the opportunity to ask the agency its name and mailing address.

Get Answers To Your Questions

Contact the Consumer Justice Center. Tommy Lyons can speak with you in a free initial consultation arranged at 800-556-6752, toll free, or by email from wherever you are in the U.S.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Contact The Consumer Justice Center P.A.

Consumer Justice Center P.A.
367 Commerce Court
Vadnais Heights, MN 55127

Toll Free: 800-556-6752
Phone: 612-200-1495
Fax: 651-704-0907
Vadnais Heights Law Office Map

  • Facebook
  • Linkedin
  • Twitter